McLean Asset Management

How To Create a Well-Balanced Portfolio?

By McLean Asset Management / October 6, 2020 /

Investing is the best way to build wealth and outpace inflation. But how do you do it? Many have tried to time the market, but history tells us this is not the best method. Instead, a much more sustainable and efficient manner of getting started is to construct a well-diversified portfolio that is suitable, given your risk tolerance and time horizon.

Read More
where and how to save

Where and How to Save?

By McLean Asset Management / October 6, 2020 /

As a young adult, prioritizing your long-term financial goals can be daunting. The good news is you can navigate through it with some basic planning. Here are some savings strategies, listed in descending order of priority:

Read More
Insurance

Basic Insurance Types: Protecting Your Financial Future

By McLean Asset Management / October 6, 2020 /

Selecting an insurance product can be a daunting task. With so many options, it may be confusing to know which direction to take. There are several types of insurance products out there, and this article will give you a brief overview of the most common ones.

Read More
Is It Better to Rent or Buy?

Is It Better to Rent Or Buy?

By McLean Asset Management / October 6, 2020 /

The decision to become a homeowner is not one to take lightly. It can be both exciting and burdensome and is a personal decision as much as a financial decision. Buying a home is likely one of the most significant purchases you will make, so the question then becomes, When should you buy and when should you rent?

Read More

Total Return vs. Income Investing: Same, but Different

By McLean Asset Management / August 25, 2020 / Comments Off on Total Return vs. Income Investing: Same, but Different

Retirees can take two main approaches to spend from portfolios. The first is to focus on income and dividends produced in the portfolio, a.k.a. “income investing.” The second is to sell assets as appropriate to meet spending needs. From your portfolio’s point of view, they’re basically the same thing. There is no economic difference between…

Read More

Monte Carlo Simulations vs. Historical Simulations

By McLean Asset Management / February 16, 2019 /

A second approach to studying retirement withdrawal rates is to use Monte Carlo simulations which are parameterized to the same historical data as used in historical simulations. This can be done either by randomly drawing past returns from the historical data to construct 30-year sequences of returns in a process known as bootstrapping, or by…

Read More

Annual Market Review – 2018

By McLean Asset Management / January 14, 2019 /

This report features world capital market performance for the past year.   [button color=’extra-color-4′ hover_text_color=”#fff” size=”large” url=”https://dev.mcleanam.com/wp-content/uploads/2019/01/Q4-2018-Quarterly-Market-Review.pdf” text=”Download the Annual Market Review 2018″ color_override=”” image=”download”]   Have any questions about the review? [button color=”extra-color-1″ hover_text_color_override=”#fff” size=”large” url=”https://dev.mcleanam.com/home/contact-us/” text=”Contact McLean” color_override=”” image=”steadysets-icon-bookmark”]

Read More

2018 – Q4 Quarterly Market Review

By McLean Asset Management / January 11, 2019 /

This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the impact of globally diversified portfolios and features a quarterly topic.   [button…

Read More

Occam’s – Should You Try Timing to Avoid Bad Markets?

By McLean Asset Management / January 11, 2019 /

Everyone likes the markets when stocks are going up. We’re all getting the returns that we are “supposed” to be receiving for putting our money at risk. Naturally, we aren’t big fans of the market when stocks start falling. Unfortunately, stocks are “supposed” to go up and down – a lot. The financial markets are…

Read More